Who pays medical bills in a car accident?

If you have been in an accident in which the other party is responsible, you may be wondering who pays medical bills in a car accident like this. Typically, the at-fault party pays for the losses, but that is only sometimes what happens, especially initially.

If you are in this situation, we encourage you to contact our Savannah personal injury lawyer to discuss your case with our legal team. Allow us to ensure the proper party pays for the losses they caused you. At Rafi Law Firm (Savannah), we are committed to providing comprehensive protection.

Who pays for medical bills after a car accident?

Right after an accident occurs, it may take some time for any payment from the responsible party to appear. That is why, in many cases, your health insurance will likely cover your initial medical costs. You are ultimately responsible for your medical bills – though our legal team will work with you to ensure you claim those total costs.

The National Safety Council estimates that the average claim in a disabling accident was $155,000 in 2021. Let us fight for the compensation you are owed.

Who pays medical bills in an auto accident

Once an auto accident occurs, our legal team works with you through the following process, which ultimately defines who will pay your medical bills:

• Determine who is at fault for your injury and losses based on who caused the accident.
• Add up all the costs associated with your injury so we know how much to claim (this includes both short-term and immediate needs and the long-term, expected costs you may have.
• File a claim with the insurance company for the losses you have.
• Negotiate with the insurance company for the costs owed to you.
• If necessary, pursue legal action in a lawsuit for damages they will not pay for but should.

Initially, your insurance company may cover some of the medical bills. However, after this process, the insurance company could be reimbursed by the responsible party for the costs they paid. Any money you pay towards your medical bills, including copayments and deductibles, is also paid back to you when the settlement comes through.

When multiple parties are involved

In some situations, more than one party may be responsible for the losses you have incurred. For example, it could be the driver of a commercial truck that caused the accident due to their lack of training or faulty equipment on the vehicle. That could mean the company is also responsible for some of your losses.

Our team will examine your case to get a complete understanding of the losses you have and who is responsible for them. Our goal is always to provide exceptional support throughout this process. We will discuss your case during a free consultation to find out if any other parties may also be responsible.

Getting the care you need is essential

Throughout this process, it can be crucial for you to pursue financial compensation for your losses, but you also have to focus on your well-being. That is, if you need to see a specialist or need extensive therapy, get it. Seek out the care you need even if you are unsure who will pay for your medical costs now, and then let us fight for the compensation owed to you.

Schedule a free initial consultation with our team now

Our Savannah personal injury attorney can help determine who pays the medical bills in a car accident. Let us examine the details of your case to offer a customized answer to your questions. Call (912) 461-6798 now to learn how we can help you with a free consultation.